Building Collapse


There are a variety of reasons some buildings are susceptible to collapse. And it doesn’t matter where your business is located. Heavy snow in the North may result in a roof collapse. Air conditioning units located on your building’s roof may, over time, cause a roof to collapse. Structural issues with a building may result in a collapse.

You might not know this, but “collapse” coverage is built into your commercial property insurance policy. However, the collapse of a roof or building can be interpreted different ways. Is it partial damage or total damage? Your insurance’s company may have their own interpretation of what your insurance policy covers. Berger Adjusters understand the complex valuation clauses and co-insurance issues. We protect your interests, understand your policy, and will evaluate and document your damage. We ensure that— you get the amount of money you deserve!

Berger Adjusters understands the worry and stress involved in damage to your home or business from a fire, storm, natural disaster or other event. It is daunting to face flood or storm damage to your property that is so important to you. Theft or vandalism can take away your sense of security and peace of mind. You may not be able to live in your house or your business may be interrupted. You’re asking yourself: “What is the path to recovery?”

Berger Adjusters has the expertise to help you navigate this difficult journey. From small to large losses, we have the experience to advise you on the steps to take to recovery. But the sooner you act, the better. Call 401-426-2301 today.

Our goal is to ensure that you receive the BEST possible insurance settlement.

We deliver personalized, high-quality, one-on-one service from the beginning of your loss to its final settlement. As your trusted advisor, our mission is to achieve a full recovery of your claim in the shortest time frame is our highest priority. Our work includes:

  • Emergency service to secure, protect and manage the claim process.
  • Review of your policy and all possible insurance coverage.
  • Estimation of the costs of the damages incurred.
  • Negotiation of the settlement.

Our knowledgeable staff is accessible 24/7 and able to answer all your questions about your loss and the path to your recovery.

The important question to ask:

After you have experienced damage to your property or business, who can you trust? Your agent? Your insurance company? Who? Since 2011, the annual revenue of the industry, known as insurance premiums, exceeded the $1.2 trillion mark.[1]

The business is so large that it is hard to keep a focus on what the intent of insurance is in the first place, putting the insured back to where they were financially prior to the loss without rewarding or penalizing the insured for his or her loss.

Berger Adjusters represents only the interests of the public and never the insurance companies. We provide the trust and reliability missing in the insurance claim process. When you are represented by Berger Adjusters, you know that a team of experts is at your disposal, to investigate, estimate and resolve your claim. This customized claim service is managed by Andrew Berger, who is your trusted advocate and Public Insurance Adjuster.