Fire and Smoke Damage


Whether you have a home or business, we have helped thousands of property owners in the Northeast, South, and Internationally recover from fire and smoke damage. Insurance coverage can be confusing and difficult to sort through. Berger Adjusters has the knowledge and expertise to help you understand this complicated process and negotiate with your insurance company in a fair and honest manner to get what you are entitled to.

Our expert staff will create a complete inventory of your property damage and accurately estimate your loss to make sure that your insurance policy coverage is maximized. We will find you temporary housing or a work space, based on your insurance coverage. Also, we have vast experience handling business interruption claims, making it possible for you to be up and running as soon as possible. Our detailed building repair/replacement cost claims will accurately reflect your damage. And if warranted, we can help you with your business relocation expenses.

Berger Adjusters understands the worry and stress involved in damage to your home or business from a fire, storm, natural disaster or other event. It is daunting to face flood or storm damage to your property that is so important to you. Theft or vandalism can take away your sense of security and peace of mind. You may not be able to live in your house or your business may be interrupted. You’re asking yourself: “What is the path to recovery?”

Berger Adjusters has the expertise to help you navigate this difficult journey. From small to large losses, we have the experience to advise you on the steps to take to recovery. But the sooner you act, the better. Call 401-426-2301 today.

Our goal is to ensure that you receive the BEST possible insurance settlement.

We deliver personalized, high-quality, one-on-one service from the beginning of your loss to its final settlement. As your trusted advisor, our mission is to achieve a full recovery of your claim in the shortest time frame is our highest priority. Our work includes:

  • Emergency service to secure, protect and manage the claim process.
  • Review of your policy and all possible insurance coverage.
  • Estimation of the costs of the damages incurred.
  • Negotiation of the settlement.

Our knowledgeable staff is accessible 24/7 and able to answer all your questions about your loss and the path to your recovery.

The important question to ask:

After you have experienced damage to your property or business, who can you trust? Your agent? Your insurance company? Who? Since 2011, the annual revenue of the industry, known as insurance premiums, exceeded the $1.2 trillion mark.[1]

The business is so large that it is hard to keep a focus on what the intent of insurance is in the first place, putting the insured back to where they were financially prior to the loss without rewarding or penalizing the insured for his or her loss.

Berger Adjusters represents only the interests of the public and never the insurance companies. We provide the trust and reliability missing in the insurance claim process. When you are represented by Berger Adjusters, you know that a team of experts is at your disposal, to investigate, estimate and resolve your claim. This customized claim service is managed by Andrew Berger, who is your trusted advocate and Public Insurance Adjuster.